aeria sense is a free web tool with no user accounts. You upload a bank statement (CSV, Excel — including password-protected Excel — or PDF); the tool analyzes and categorises the transactions and shows you a spending report and dashboards until you close the page. Data handling is described in our Privacy Policy, which forms part of these Terms.
By using the tool you confirm that you are at least 16 years old (or have the consent of a parent or legal guardian) and that the statement you upload is your own or one you are authorized to use. Do not upload other people's financial data without authorization.
You agree not to:
To keep the service available and control costs, we may limit the number of uploads per visitor.
Categorisation and insights are generated automatically and may contain errors. They are provided for information only and are not financial, accounting, tax, investment, or legal advice. Verify important figures against your original bank statement before relying on them.
The service is provided "as is" and "as available", without warranties of any kind — including accuracy of categorisation, fitness for a particular purpose, or uninterrupted availability.
To the maximum extent permitted by the law of the Republic of Armenia, we are not liable for indirect, incidental, or consequential damages, or for decisions you make based on the results shown by the tool. Nothing in these Terms limits liability that cannot be limited under Armenian law.
If you upload a statement in PDF format, we use an artificial-intelligence service provided by a third-party AI service provider to read it. To do this, the complete PDF file — including any personal and account details printed on it, such as your name, account number and the names of transaction counterparties — is transmitted to that provider's servers for processing.
PDF statements are limited to 10 pages and 10 MB. Password-protected PDFs are not accepted.
We do not store your PDF file. It is held in memory only for the time needed to extract the transactions and is deleted immediately afterwards. The extracted transactions are handled in the same way as transactions from Excel and CSV statements, as described elsewhere in these Terms.
The provider processes the file solely to provide this service and does not use it to train AI models. Its handling of the data is governed by its own commercial terms and data policies. We do not control the provider's retention of the data; a list of our providers is available on request at contact@aeriasense.am.
Excel and CSV statements from banks we recognise are read entirely on our own servers; see section 8 for other banks and for recognised files our code cannot read completely. Transaction descriptions from all statement types are sent to our AI service provider for categorisation, as described in section 9.
By uploading a PDF statement, you consent to this processing. If you prefer not to have your file transmitted to a third party, upload your statement as Excel or CSV instead.
If your CSV or Excel statement comes from a bank whose file format we do not recognise, or our code cannot read it completely, a short sample of the file — its first and last rows, with long numbers hidden — is sent to our AI service provider to identify the file's structure. Our own code then reads every transaction and checks the result against the totals in your statement. The sample is not stored. By uploading such a file, you consent to this processing.
Transaction descriptions that our internal list does not recognise are sent to our AI service provider, together with the transaction direction only, to suggest a category. Descriptions that appear to contain a personal name are filtered out first. Suggested categories may be wrong; you can correct them in the review step, and corrections are saved as described in the Privacy Policy.
The website, software, design, and content are owned by aeria sense or its licensors. You may use the tool for your personal, non-commercial use; no other rights are granted.
Your use of the service is also governed by our Privacy Policy, including your consent to the data processing described there.
These Terms are governed by the law of the Republic of Armenia. Disputes are subject to the competent courts of the Republic of Armenia.
We may update these Terms. The current version is always posted on this page with its "last updated" date. Continued use of the service after changes take effect constitutes acceptance of the updated Terms.